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Does Insurance Cover a Dog Bite Injury?
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Does Insurance Cover a Dog Bite Injury?

| Oct 16, 2019 | Articles |

Dog bite injuries are more common than most people realize, and they can lead to long-lasting damage for victims. If you or someone you love has been injured due to the negligence of a dog owner, please seek legal assistance immediately. At The Hayes Law Firm, we are ready to investigate your case and work towards securing the compensation you deserve. Let us handle the insurance companies and other parties involved when you need a Montebello dog attack lawyer.

Insurance coverage for dog bites?

Many people wonder if insurance covers dog bite incidents. In most cases, yes, insurance will cover a dog bite. Typically, the at-fault party’s homeowners or renters insurance policies will cover dog bite liability legal expenses up to the policy limits. This is typically from around $100,000 to $300,000.

If the damages go beyond the homeowner’s or renter’s insurance policy limits, then the dog’s owner is responsible for any amount that goes over.

How often do dog bites occur?

According to the Insurance Information Institute, there are around 90 million dogs owned as pets in the United States. Around half of all US households have a dog. While most dogs are safe, the Centers for Disease Control (CDC) says that there are around 4.5 million dog bites each year in the country. Most of these bites result in minor injuries, but around 1 in 5 people bitten by a dog require medical attention at the hospital.

Injuries from these dog bites can be severe, and it is not uncommon to see the following in the aftermath of an incident:

  • Severed ligaments, veins, arteries, and tendons
  • Broken bones
  • Severe damage to soft tissue
  • Amputation of the fingers

Is it easy to get the insurance carrier to pay?

Insurance companies are not your friends, and they do not want to make any large payouts. Because of this, it could become complicated to get the compensation you truly need for a dog bite injury. A Montebello dog bite attorney can help you navigate the complexities of your case by securing all of the evidence necessary to prove the other party’s liability and negotiating with the insurance company for you.

Let us secure the compensation you deserve

If you or someone you love has been injured due to a dog bite and you think the dog’s owner is to blame, seek legal assistance immediately. These cases can become complicated, but the team at The Hayes Law Firm is ready to investigate what happened. Our goal is to secure the compensation you need for all bite injury expenses, including:

  • Your medical bills related to the dog bite
  • Lost wages and benefits if you cannot work while you recover
  • Coverage of any surgeries needed
  • Pain and suffering damages
  • Loss of personal enjoyment damages
  • Possible punitive damages against those responsible

If you need a Montebello dog bite attorney, you can reach out for a free consultation by clicking here or calling us.